At Torres & Torres, we are dedicated to helping to helping individuals, families, and businesses secure the financing they need to achieve their real estate goals. Whether you’re purchasing your first home, investing in commercial property, or refinancing an existing loan, our expert team is here to guide you every step of the way.
With years of experience in residential and commercial lending, we specialize in providing tailored financial solutions that alighn with your unique needs. Our commitment to transparency, integrity, and client education ensures that you make informed decisions with confidence.
At Torres & Torres, we believe that real estate ownership – whether personal or commercial – is a powerful tool for building financial stability and long-term success. Our team works closely with homebuyers, entrepreneurs, and investors to navigate the complexities of lending, offering competitive loan options and strategic financial guidance.
From securing a mortgage for your dream home to funding a commercial venture, we’re here to make the process as seamless and stress-free as possible. Your vision is our mission, and we’re committed to helping you build a strong financial future.
Contact us today to explore your lending options and take the next step toward real estate success!
Our Amazing Team






Loan Specialties
01
Government Loans
Federal Housing Administration (FHA)
US Department of Agriculture (USDA)
Veteran’s Administration (VA)
02
Conventional Loans
Conforming Lending
HomeReady, HomePossible Programs
Home Equity Line of Credit (HELOC)
03
Non Qualifier Loans
ITIN Borrowers
Bank Statement Program
1099 Employees
No Income Verification
04
HECM Loans
Reverse Mortgage
Age 62 & older to qualify
Can use the program to purchase/refinance
05
Construction Loans
New Builds
Bridge Loans
Hard Money Lending
06
Commercial Lending
New Builds
Bridge Loans
Hard Money