About Us:

At Torres & Torres, we are dedicated to helping to helping individuals, families, and businesses secure the financing they need to achieve their real estate goals. Whether you’re purchasing your first home, investing in commercial property, or refinancing an existing loan, our expert team is here to guide you every step of the way.

With years of experience in residential and commercial lending, we specialize in providing tailored financial solutions that alighn with your unique needs. Our commitment to transparency, integrity, and client education ensures that you make informed decisions with confidence.

At Torres & Torres, we believe that real estate ownership – whether personal or commercial – is a powerful tool for building financial stability and long-term success. Our team works closely with homebuyers, entrepreneurs, and investors to navigate the complexities of lending, offering competitive loan options and strategic financial guidance.

From securing a mortgage for your dream home to funding a commercial venture, we’re here to make the process as seamless and stress-free as possible. Your vision is our mission, and we’re committed to helping you build a strong financial future.

Contact us today to explore your lending options and take the next step toward real estate success!

Our Amazing Team

Loan Specialties

01

Government Loans

Federal Housing Administration (FHA)

US Department of Agriculture (USDA)

Veteran’s Administration (VA)

02

Conventional Loans

Conforming Lending

HomeReady, HomePossible Programs

Home Equity Line of Credit (HELOC)

03

Non Qualifier Loans

ITIN Borrowers

Bank Statement Program

1099 Employees

No Income Verification

04

HECM Loans

Reverse Mortgage

Age 62 & older to qualify

Can use the program to purchase/refinance

05

Construction Loans

New Builds

Bridge Loans

Hard Money Lending

06

Commercial Lending

New Builds

Bridge Loans

Hard Money